Technology has made it easier than ever to stay connected with family. We can now do our banking, shop for groceries, and even see the doctorâall from home. But with all the good comes a few risks. Unfortunately, scammers are getting smarter, and they often target older adults who may be newer to the online world.
The good news? A few simple habits can make a huge difference. At Golden Guidance, we believe anyone can learn to be safer onlineâat any age. Here are five easy tips thatâll help you browse, message, and click with confidence in 2025.
đ§ 1. Be Cautious of Suspicious Emails
Scam emailsâalso called phishing emailsâare one of the most common tricks out there. These emails pretend to be from your bank or Medicare. They can even be from family members. The message asks you to âclick hereâ or âupdate your account.â
What to look for:
- Misspelled words
- Urgent language like âYour account will be locked!â
- Email addresses that donât match the companyâs real website
Tip: If youâre not sure itâs real, donât click. Remove it, or better yetâcall the company directly using the phone number on their official website.
đ 2. Use Strong, Unique Passwords
Passwords are like the keys to your digital home. If you reuse the same password everywhereâor use something simple like â123456ââyouâre giving scammers an easy way in.
Try using passphrases like:
đĄ SunnyPorchChair1962!
đĄ CoffeeMugOnBookshelf!
These are easier to remember and harder for thieves to guess.
Bonus tip: Use a notebook or a simple password manager app to safely store your logins.
đ± 3. Turn On Two-Factor Authentication
Two-Factor Authentication, or 2FA, adds a second layer of security to your accounts. After entering your password, youâll also enter a code thatâs texted to your phone or shown in an app like Google Authenticator.
Even if a scammer steals your password, they canât get into your account without this extra code.
Easy starter:
â Set up 2FA for your email, Facebook, and banking apps first.
đ§ 4. Donât Click Suspicious Links
Sometimes, clicking the wrong link can take you to a fake website or install harmful software on your device.
How to stay safe:
- Hover over links before clicking to see the real web address
- Donât open attachments unless youâre expecting them
- If you get a strange message from a friend with a link, double-check with them before clicking
When in doubtâdonât click.
đ 5. Check Your Social Media Privacy Settings
Scammers look for public details like your birthday, location, or grandkidsâ names. This can help them pretend to be someone you knowâor guess your passwords.
Make sure your social media accounts like Facebook are set to âFriends Onlyâ so strangers canât see your private life.
Tip:
In Facebook: Go to Settings â Privacy â Who Can See Your Posts and set it to âFriends.â
đ Staying Safe Is Simpler Than You Think
You donât need to be a tech expert to be safe online. Just by learning these five habits, youâre already ahead of most scammers.
At Golden Guidance, weâre here to make digital life easierâone tip at a time. Follow along for clear advice, printable guides, and calm support you can trust.
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